Ayushman Bharat PMJAY, also known as the Pradhan Mantri Jan Arogya Yojana, is a groundbreaking health protection scheme aimed at creating a healthier, more capable India. This initiative, fully financed by the government, offers extensive health coverage to millions of vulnerable families across the country. Through the CSC network, this scheme is more accessible than ever.
Ayushman Bharat PMJAY through CSCs:
On July 31, 2018, CSC SPV and the Ministry of Health & Family Welfare signed an MoU to implement the Ayushman Bharat scheme via the CSC network across India. This collaboration has enabled seamless access to healthcare services for eligible beneficiaries.
Benefits of PM-JAY:
- World’s Largest Health Scheme: PM-JAY is the world’s largest fully government-funded health insurance/assurance scheme.
- Extensive Coverage: It provides a cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization.
- Wide Eligibility: Over 10.74 crore poor and vulnerable families, approximately 50 crore beneficiaries, are eligible.
- Cashless Services: Beneficiaries can access health care services without any cash payments at the point of service.
- Preventing Poverty: Helps prevent nearly 6 crore Indians from falling into poverty due to medical expenses.
- Comprehensive Coverage: Includes expenses for medical examination, treatment, consultation, pre-hospitalization (up to 3 days), medicines, diagnostics, intensive care, implants, accommodation, food, and post-hospitalization care (up to 15 days).
- No Restrictions: No limitations on family size, age, or gender.
- Nationwide Portability: Benefits are portable across India, allowing treatment at any empaneled public or private hospital.
- Inclusive Procedures: Covers around 1,393 procedures including drugs, diagnostics, and hospital charges.
- Equal Reimbursement: Public hospitals are reimbursed at par with private hospitals.
Ayushman Bharat PMJAY – Process Flow for Enrolment:
Enrolling Beneficiaries in PMJAY:
- First, open the PMJAY website in your browser.
- Next, enter your CSC ID and password to log in.
- Once logged in, the Village Level Entrepreneur (VLE) will see their details on the home page.
- Then, select “Search Beneficiary” and choose the state and ration card parameter.
- Input the ration card number and initiate the search.
- For enrolment, choose “Collect KYC” for the listed family member.
- Enter the customer’s mobile number, select the type, and verify the OTP sent to the mobile.
- Choose Aadhaar for the ID type, agree to the consent, and proceed.
- Authenticate using biometric data and enter the Aadhaar number.
- Fill in the locational and relational information and proceed to the next step.
- Enter the ration card details and submit the family details for verification.
- Finally, a confirmation message will appear indicating that the data has been forwarded for approval.
How to Print the Ayushman Bharat PMJAY Card:
- Begin by opening the PMJAY website.
- Log in using your CSC ID and password.
- Select “Approved Beneficiaries” and choose the relevant state.
- Locate the desired beneficiary and confirm print.
- Complete the payment via the CSC wallet, validate, and then download the card.
Checking Status of Beneficiaries:
- Log in and navigate to “Approved Beneficiaries” to check the statuses of pending requests.
- Check “Rejected Beneficiaries” to view the reasons for any rejections.
Ayushman Bharat PMJAY through CSCs ensures accessible, comprehensive health coverage for millions, alleviating financial burdens and enhancing healthcare access across India.
